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by 30%. right now the fbi has stockton on is ten most dangerous city -- city's list. the third highest illiteracy rate in the nation. also of the dead go way. >> ultimately their core will say if you need to negotiate in a stronger position with the folks holding the majority of the debt right now. beckham last year believe they had a $37 million deficit in the city of 166 million. sitting there saying, you owe us $30 million per year. lighter nighter going back to pay. tried twice in the last year the charter renegotiate. the first time they tell them, and this is what is a believable. they did not qualify for hardship. i don't know what that means of the folks. what to they have to do, be under steep -- under siege by north korea? and then on top of that they give them the excuse that legally there's nothing we can do because our contract says are obligated to pay us so that we compare pensioners. gerri: thank you for coming on. appreciate your time. we will continue to paula. i hope you will come back. >> i would love to. thank you. gerri: are you underestimating your retirement nee
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